Merso.io has officially launched its artificial intelligence-powered credit platform after securing $3 million in seed funding from founders and strategic investors. The financial infrastructure startup, which focuses on digital economies, aims to address credit needs in the Web3 and tokenization sectors through its proprietary technology.
The company, established in August 2023, dedicated two years to building and perfecting its AI engine. This system examines billions of blockchain transactions and digital asset patterns to deliver real-time risk assessments at the asset level, flexible loan conditions, and comprehensive automation throughout the lending process.
Partnership Network and Performance Metrics
More than 50 Web3 gaming studios and publishers have already partnered with Merso, including several titles that rank among the top 10 globally. These partners have been approved and are preparing to implement the technology into their operations.
Early implementation results demonstrate significant business impact. Partners report conversion rate improvements of up to 40% and average transaction size increases exceeding 60% for high-value digital assets. The platform achieves these performance gains while preserving partners’ existing token economics, smart contracts, and regulatory compliance structures.
Technical Integration and Compliance
The platform operates within both United States and European Union regulatory requirements. Integration occurs directly within digital marketplaces, tokenization platforms, and gaming studios without necessitating modifications to smart contracts or underlying asset infrastructure.
This approach eliminates friction for end users while protecting platforms from credit exposure. The system provides dynamic loan terms and automated processes without requiring partners to alter their fundamental business structures or compliance approaches.
Leadership and Industry Experience
Merso’s founding team combines expertise from traditional finance, engineering, and Web3 sectors. The leadership group includes individuals who previously managed a billion-dollar-plus exit in conventional financial services, bringing institutional-grade experience to the digital asset lending space.
CEO and founder David Pérez-Iturralde emphasized the platform’s dual focus on technical sophistication and commercial viability “Merso is designed to unlock access and liquidity across digital economies — starting with Web3 gaming and tokenization. We’ve built something both highly technical and commercially proven. The impact is already measurable — and this is just the beginning“
Market Timing and Digital Asset Evolution
The launch coincides with growing institutional interest in digital assets and the maturation of Web3 gaming markets. Traditional lending mechanisms often struggle to assess risk for digital assets due to their unique characteristics and the rapid pace of blockchain-based transactions.
Merso’s approach addresses this challenge by analyzing on-chain data patterns that traditional credit assessment methods cannot capture. The system processes transaction histories, asset behaviors, and market dynamics to generate risk profiles specific to digital assets.
Future Development and Expansion Plans
While the initial focus centers on Web3 gaming and tokenization, the underlying technology platform could potentially expand to other digital asset categories. The $3 million funding round provides resources for continued development and market expansion as the company builds on its existing partnership base.
The startup’s ability to demonstrate measurable results with early adopters may accelerate adoption across the broader digital asset community. As regulatory frameworks continue evolving around digital assets, platforms that maintain compliance while delivering performance improvements could gain competitive advantages.